let's do this together

To all PTPTN loanees not in the know, get to know now; the yuran proses is now a whopping *RM 77.00/mth, unless my friend who relayed this information to me made a mistake in interpreting his penyata. That said, let's make a simple calculation;

Assumed loan (this amount being, the amount loaned to the majority of people my age who studied in IPTAs) :- RM 28,000.00
interest (at 3% per year if I'm not mistaken. Or was it 4%? Anyone?) :- RM 840/yr (equivalent to RM 70.00/mth)

Get what I'm saying? RM 77.00 + RM 70.00 = RM 147.00 man!! That means if anyone with that amount (RM 28,000.00) loaned (myself included) do monthly repayments of, say, RM 150.00, s/he is actually paying up the loan at a rate of RM 3.00/mth. Hawt damn! Good luck paying up RM 28,000.00 then (again, myself included huhu -this is a real sad-sounding, crybaby-ish 'huhu').

OK, no matter how cliched this might sound; for the sake of the future generations;
1)Pay up, loanees.
2)Stop being such an asshole, PTPTN. For one, stop the interest calculator for people who're furthering their studies, and get a HQ with a less fancy address to minimize the yuran proses, dammit. And while at that, why don't you people start defining what yuran proses really is? I mean, why would processing the paying up of my loan incur a cost of up to RM 77.00? Can't a computer do the calculation or something?

*this is to be confirmed since I myself haven't seen the said penyata